Best Personal Credit Institutions Stocks by Growth Stability

6 Personal Credit Institutions stocks ranked by Steady Score — the proprietary growth stability rating based on 10 years of financial data.

Data as of 2026-08-01

Top stock: Regional Management Corp. (RM) with Steady Score 63.64.

Stocks: 6
Avg Steady Score: 47.0
High stability (score ≥ 75): 0
Avg Revenue CAGR: +7.0%

Of the 6 Personal Credit Institutions stocks, 0 (0%) have high growth stability (Steady Score ≥ 75). The industry average Steady Score is 47.0, with average annualized revenue growth of +7.0% and earnings growth of +4.9%.

Rank	Name	Ticker	Steady Score	Revenue CAGR	Earnings CAGR	Dividend CAGR
1	Regional Management Corp.	RM	63.64	+11.8%	+3.3%	n/a
2	CREDIT ACCEPTANCE CORP	CACC	53.5	+9.6%	-3.3%	n/a
3	Enova International, Inc.	ENVA	51.16	+17.9%	+29.7%	n/a
4	BREAD FINANCIAL HOLDINGS, INC.	BFH	39.73	-6.4%	-4.8%	-7.8%
5	WORLD ACCEPTANCE CORP	WRLD	39.59	+1.8%	-0.6%	n/a
6	Happen, Inc.	HAPN	34.52	+7.4%	n/a	n/a

How is Steady Score calculated?