Kinsale Capital Group, Inc. KNSL 92.32
Financials · NYSE · Data as of 2026-10-22
Kinsale Capital Group, Inc. (KNSL) has delivered +35.4% annualized revenue growth, +44.4% earnings growth, and +20.7% dividend growth over 10 years of data. Ranked #8 of 1968 stocks overall and #3 of 212 in the Financials sector by Steady Score.
About Kinsale Capital Group, Inc.
Company Overview
Kinsale Capital Group is a specialty property and casualty insurer focused exclusively on the U.S. excess and surplus lines market. Through Kinsale Insurance Company, it covers hard-to-place commercial and personal risks that standard insurers may decline or cannot readily accommodate. Its underwriting divisions span casualty, property, professional, construction, healthcare, environmental, marine and other specialized exposures, with policies distributed through independent insurance brokers.
Read more
Business Model & Revenue
Kinsale earns premiums by underwriting insurance policies and also earns investment income on the assets held to support policyholder obligations. Brokers submit risks to the company, while Kinsale controls pricing, coverage terms and claims handling through a proprietary technology platform. Profitability depends on premiums and investment returns exceeding claims, acquisition costs and operating expenses. Reinsurance is used to limit portions of the exposure, but Kinsale remains the insurer rather than a commission-only intermediary.
Key Facts & Market Position
The company operates a single Excess and Surplus Lines Insurance segment across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands. Commercial lines account for nearly all written premiums, and casualty business is larger than property business. Its E&S license provides flexibility in policy forms and rates for risks that do not fit the admitted insurance market.