Steady Stocks

CATHAY GENERAL BANCORP CATY 74.01

Financials · NASDAQ · Data as of 2026-08-07

How is this scored?

CATHAY GENERAL BANCORP (CATY) has delivered +9.5% annualized revenue growth, +6.9% earnings growth, and +4.6% dividend growth over 10 years of data. Ranked #189 of 1968 stocks overall and #42 of 212 in the Financials sector by Steady Score.

Steady Score 74.01
Overall Rank #189 / 1968
Sector Rank #42 / 212
Revenue CAGR +9.5%
Earnings CAGR +6.9%
Dividend CAGR +4.6%
? E/R CAGR Ratio 0.7x

About CATHAY GENERAL BANCORP

Company Overview

Cathay General Bancorp owns Cathay Bank, a commercial bank serving businesses and individuals in the United States and Hong Kong. It offers commercial real-estate, business, construction, residential mortgage and consumer loans, along with deposits, cash management and international trade services. The bank has a strong presence in communities and businesses with ties to Asia, particularly in California and major U.S. metropolitan areas.

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Business Model & Revenue

The bank earns net interest income from the difference between yields on loans and securities and the cost of deposits and borrowings. Fees from deposit accounts, wealth services, trade finance and other activities add noninterest revenue. Loan growth, credit quality, deposit mix and interest rates drive results. Deposits fund much of the balance sheet, while capital and liquidity rules constrain lending and distributions.

Key Facts & Market Position

Cathay's market identity is linked to cross-border and Asian-American commercial relationships, supported by multilingual teams and offices in selected business hubs. Commercial real estate forms a significant part of lending, creating exposure to property values and borrower cash flow. Regulation, underwriting discipline and stable relationship deposits are important to its competitive position.

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