CITIZENS FINANCIAL GROUP INC CFG 64.78
Financials · NYSE · Data as of 2026-10-28
CITIZENS FINANCIAL GROUP INC (CFG) has delivered +5.2% annualized revenue growth, +3.3% earnings growth, and +12.7% dividend growth over 10 years of data. Ranked #410 of 1968 stocks overall and #76 of 212 in the Financials sector by Steady Score.
About CITIZENS FINANCIAL GROUP INC
Company Overview
Citizens Financial Group, Inc. is a bank holding company serving individuals, small businesses, corporations, and institutions in the United States. Its consumer operations provide deposits, mortgages, home-equity products, credit cards, education lending, wealth services, and branch or digital banking. Commercial Banking offers lending, treasury management, capital markets, foreign exchange, and advisory services, with a footprint centered in the Northeast, Mid-Atlantic, and Midwest.
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Business Model & Revenue
Citizens primarily earns net interest income by gathering deposits and using those funds, along with wholesale financing and capital, to make loans and hold securities. It also earns fees from payments, wealth management, mortgage activity, card services, capital markets, and other customer services. Results depend on loan and deposit balances, interest-rate spreads, credit quality, fee activity, funding costs, and operating efficiency. Capital and liquidity are managed within bank regulatory requirements.
Key Facts & Market Position
The bank combines a regional branch franchise with national digital and specialty lending capabilities. Diversification across consumer and commercial clients broadens revenue but exposes Citizens to household credit, business conditions, real estate, and capital-markets activity. Deposit competition, interest-rate changes, loan losses, cybersecurity, regulation, and confidence in the banking system are important drivers of earnings and risk.