CIVISTA BANCSHARES, INC. CIVB 65.35
Financials · NASDAQ · Data as of 2026-08-06
CIVISTA BANCSHARES, INC. (CIVB) has delivered +6.3% annualized revenue growth, +12.9% earnings growth, and +14.8% dividend growth over 10 years of data. Ranked #388 of 1968 stocks overall and #73 of 212 in the Financials sector by Steady Score.
About CIVISTA BANCSHARES, INC.
Company Overview
Civista Bancshares owns Civista Bank, a community bank serving businesses and households in Ohio and neighboring markets. It provides commercial, agricultural and real-estate loans, residential mortgages, consumer credit, deposits, treasury services and wealth products. Customers use branches, local relationship bankers and digital channels, with the franchise concentrated in smaller cities and communities.
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Business Model & Revenue
Civista earns net interest income from loans and securities funded mainly by deposits, plus fees from accounts, wealth, cards and mortgage activities. Loan growth, interest spreads, deposit costs and credit losses drive earnings. Commercial and real-estate loans create local economic exposure. Capital, liquidity and regulatory requirements constrain the balance sheet, while acquisitions can extend branch coverage.
Key Facts & Market Position
The bank competes through local decision-making and customer relationships rather than national scale. Its market mix includes agriculture and community businesses alongside households, providing varied credit demand. Geographic concentration, commercial-property values and deposit competition are important risks, while underwriting and service quality support retention.