FIRST BANCORP FBP 69.05
Financials · NYSE · Data as of 2026-08-07
FIRST BANCORP (FBP) has delivered +5.9% annualized revenue growth, +17.8% earnings growth, and +82.4% dividend growth over 10 years of data. Ranked #292 of 1968 stocks overall and #61 of 212 in the Financials sector by Steady Score.
About FIRST BANCORP
Company Overview
First BanCorp owns FirstBank Puerto Rico, a financial institution serving consumers and businesses in Puerto Rico, the U.S. Virgin Islands and Florida. It provides deposits, commercial and consumer loans, residential mortgages, auto finance, cards and cash- management services. Customers access branches and digital channels, while business teams serve commercial, government and real-estate relationships.
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Business Model & Revenue
The bank earns net interest income from loans and securities funded mainly by customer deposits, plus fees from cards, accounts, mortgage and insurance-related services. Interest-rate spreads, loan balances, deposit costs and credit losses drive results. Auto, consumer, commercial and mortgage portfolios have different risk profiles. Capital, liquidity and U.S. banking regulation constrain growth and distributions.
Key Facts & Market Position
Puerto Rico is the core market, creating exposure to the island's economy, government finances and severe weather. A meaningful Florida presence provides some diversification, while the Virgin Islands add smaller operations. Local relationships, deposit stability, hurricane preparedness and disciplined credit management are central to the franchise.