FirstCash Holdings, Inc. FCFS 80.79
Financials · NASDAQ · Data as of 2026-10-26
FirstCash Holdings, Inc. (FCFS) has delivered +12.5% annualized revenue growth, +14.7% earnings growth, and +11.9% dividend growth over 10 years of data. Ranked #95 of 1968 stocks overall and #24 of 212 in the Financials sector by Steady Score.
About FirstCash Holdings, Inc.
Company Overview
FirstCash Holdings operates pawn stores in the United States and Latin America and provides retail point-of-sale payment solutions through American First Finance. Pawn locations make small loans secured by personal property and buy and sell pre-owned merchandise such as jewelry, electronics, tools and appliances. The payment-solutions business helps retail customers obtain lease-to-own or financing alternatives for purchases across a merchant network.
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Business Model & Revenue
Pawn revenue comes from service charges on collateralized loans and the margin earned when acquired or forfeited merchandise is sold. Loans are short term and secured by the pledged item, limiting reliance on traditional credit underwriting. American First Finance earns lease and finance income from consumer purchase contracts originated through merchants. Store traffic, loan balances, merchandise turnover, consumer demand, credit performance, regulation and currency movements affect results.
Key Facts & Market Position
FirstCash combines a large store-based pawn network with a technology-enabled retail finance platform. Pawn operations serve customers who need small, immediate liquidity and benefit from repeat traffic and local inventory knowledge. Latin America adds long-term growth and currency exposure, while American First Finance broadens the addressable market but introduces greater consumer-credit and merchant-partner risk.