HORACE MANN EDUCATORS CORP HMN 70.21
Financials · NYSE · Data as of 2026-08-07
HORACE MANN EDUCATORS CORP (HMN) has delivered +4.3% annualized revenue growth, +0.3% earnings growth, and +2.9% dividend growth over 10 years of data. Ranked #256 of 1968 stocks overall and #56 of 212 in the Financials sector by Steady Score.
About HORACE MANN EDUCATORS CORP
Company Overview
Horace Mann Educators provides insurance and financial products primarily to teachers, school employees and their families. It offers auto and property insurance, life insurance, annuities and retirement products. Agents and worksite relationships with school districts help reach customers who need household protection and supplemental retirement savings. The company operates across the United States with a specialized focus on the education community.
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Business Model & Revenue
Horace Mann collects property-casualty and life premiums, earns fees and spreads on retirement products, and invests funds held against future obligations. Auto and property profit depends on pricing relative to claims, repair costs and weather losses. Retirement and life results depend on assets, interest rates, mortality and policyholder behavior. Agent productivity, educator retention and cross-selling drive customer growth.
Key Facts & Market Position
A defined occupational niche differentiates Horace Mann from broad mass-market insurers. School access and educator-focused agents can support multiple products per household, but public-school employment trends and state rules affect distribution. Catastrophes, auto loss severity, investment performance and actuarial assumptions remain material despite the specialized customer base.