Steady Stocks

PCB BANCORP PCB 69.66

Financials · NASDAQ · Data as of 2026-08-06

How is this scored?

PCB BANCORP (PCB) has delivered +2.8% annualized revenue growth, +9.7% earnings growth, and +29.9% dividend growth over 10 years of data. Ranked #270 of 1968 stocks overall and #57 of 212 in the Financials sector by Steady Score.

Steady Score 69.66
Overall Rank #270 / 1968
Sector Rank #57 / 212
Revenue CAGR +2.8%
Earnings CAGR +9.7%
Dividend CAGR +29.9%
? E/R CAGR Ratio 3.4x

About PCB BANCORP

Company Overview

PCB Bancorp owns PCB Bank, a community bank serving small and middle-market businesses and individuals. It offers commercial real-estate and business loans, residential mortgages, Small Business Administration lending, deposits and cash-management services. The bank operates branches in California, New York, New Jersey, Texas and other selected markets, with longstanding relationships in Korean-American communities and broader multicultural customer groups.

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Business Model & Revenue

PCB earns net interest income from loans and securities funded primarily by customer deposits, plus fees from loan origination, deposit services and other banking activities. Commercial real estate represents a significant lending category. Interest-rate spreads, deposit pricing, loan growth and credit losses drive earnings. Government guarantees on qualifying SBA loans can reduce credit exposure and create gain-on-sale opportunities.

Key Facts & Market Position

The bank's cultural and language capabilities support relationship banking in specialized communities across several metropolitan areas. Its relatively small scale allows local decision-making but creates concentration in commercial property and selected regions. Stable deposits, disciplined underwriting, regulatory capital and effective oversight of geographically dispersed branches are central to performance.

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