Primerica, Inc. PRI 83.01
Financials · NYSE · Data as of 2026-08-06
Primerica, Inc. (PRI) has delivered +8.9% annualized revenue growth, +10.8% earnings growth, and +16.9% dividend growth over 10 years of data. Ranked #67 of 1968 stocks overall and #18 of 212 in the Financials sector by Steady Score.
About Primerica, Inc.
Company Overview
Primerica provides financial products and services to middle-income households in the United States and Canada. Its independent licensed representatives meet clients in local communities and offer term life insurance underwritten by Primerica, along with mutual funds, annuities, managed investments and other products supplied mainly by third parties. The company focuses on families that may receive limited attention from traditional financial-services distribution channels.
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Business Model & Revenue
Primerica earns underwriting income from term life policies after benefits, expenses and reinsurance, and receives sales commissions, asset-based fees and administrative revenue from investment and savings products. Representatives are independent contractors who build their own sales organizations and are compensated through commissions. This model gives Primerica broad personal distribution without a conventional branch network, while recruiting, licensing, representative productivity and client retention drive results.
Key Facts & Market Position
The primary segments are Term Life Insurance and Investment and Savings Products, with other distributed products reported separately. Primerica's market position rests on a large independent sales force and a simple term-insurance-focused offering for middle- income consumers. Earnings are affected by mortality, persistency, financial markets, regulation and the ability to recruit and retain productive representatives.