Steady Stocks

PROVIDENT FINANCIAL SERVICES INC PFS 71.1

Financials · NYSE · Data as of 2026-08-24

How is this scored?

PROVIDENT FINANCIAL SERVICES INC (PFS) has delivered +8.9% annualized revenue growth, +9.2% earnings growth, and +9.1% dividend growth over 10 years of data. Ranked #234 of 1968 stocks overall and #52 of 212 in the Financials sector by Steady Score.

Industry Savings Institution, Federally Chartered
Steady Score 71.1
Overall Rank #234 / 1968
Sector Rank #52 / 212
Revenue CAGR +8.9%
Earnings CAGR +9.2%
Dividend CAGR +9.1%
? E/R CAGR Ratio 1.0x

About PROVIDENT FINANCIAL SERVICES INC

Company Overview

Provident Financial Services owns Provident Bank, a regional bank serving consumers and businesses in New Jersey, New York and Pennsylvania. It offers commercial and residential mortgages, business loans, deposits, treasury services and consumer banking. Beacon Trust and related businesses provide wealth and fiduciary services. Customers access the bank through branches, relationship teams and digital channels.

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Business Model & Revenue

Provident earns net interest income on loans and securities funded mainly by deposits, plus fees from wealth management, deposit accounts and other services. Commercial real- estate and business lending are significant. Interest-rate spreads, deposit costs, loan growth and credit losses shape earnings. Regulatory capital and liquidity limit balance- sheet expansion, while merger integration influences costs and customer retention.

Key Facts & Market Position

The franchise is concentrated in metropolitan New York and neighboring Mid-Atlantic markets, linking credit performance to regional businesses and property values. Its combination with Lakeland Bancorp expanded scale and branch coverage. Relationship deposits, disciplined commercial underwriting and successful systems integration are important in a market shared with larger national and regional banks.

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