Steady Stocks

Unum Group UNM 68.6

Financials · NYSE · Data as of 2026-07-29

How is this scored?

Unum Group (UNM) has delivered +1.6% annualized revenue growth, +4.6% earnings growth, and +5.7% dividend growth over 10 years of data. Ranked #304 of 1968 stocks overall and #62 of 212 in the Financials sector by Steady Score.

Industry Accident & Health Insurance
Steady Score 68.6
Overall Rank #304 / 1968
Sector Rank #62 / 212
Revenue CAGR +1.6%
Earnings CAGR +4.6%
Dividend CAGR +5.7%
? E/R CAGR Ratio 2.8x

About Unum Group

Company Overview

Unum Group provides workplace benefits and related services in the United States, United Kingdom and Poland. Its products include disability, life, accident, critical-illness and dental insurance, along with leave-management and absence services. Employers offer the coverage to workers, who may receive income or expense protection when illness, injury or death disrupts work and household finances.

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Business Model & Revenue

Unum collects premiums and invests funds until benefits are paid. Profit depends on pricing, persistency, disability incidence, recovery rates, mortality and operating costs. Unum US, Unum International and Colonial Life use employer and broker channels, while Closed Block contains older policies. Enrollment, employment levels, wage growth and interest income influence results, and long-duration claims require actuarial reserves.

Key Facts & Market Position

The company specializes in benefits linked to employment rather than broad health insurance. Disability products require claims management over potentially long payment periods, and leave services deepen employer relationships. Distribution through workplaces provides efficient access to employees but depends on broker partnerships, benefit budgets and accurate administration during sensitive life events.

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